Housing counselors provide services that help low-income households assess their readiness for home ownership, improve their financial wellness, and instruct them in the increasing intricacies of the contemporary process of assuming home ownership.
These counselors also work with many new first-time homebuyers after purchase to help ensure a successful continued assumption of home ownership.
In recent years, these same counselors have been called upon to assist an increasing volume of households threatened with foreclosure. Some of these families have suffered temporary, unforeseen setbacks such as death, illness, disability, or layoff. Others have fallen victim to lending practices and financial instruments which have truly devastated their status as home owners and their future creditworthiness and housing stability.
In Delaware, there were 5,112 foreclosure filings in 2011, down from a record high of 6,276 foreclosures and 2,539 sheriff sales the year before.
Delaware Housing Counseling Agencies
|Mary Rammel, 877.207.5682||Eva Ramos, 302.674.1355||Roslyn Smith, 302.239.2363|
|Gladys Spikes, 302.429.0794||Tracy Spriggs, 302.652.3991||Denise Freeman, 302.678.9400|
|Brenda S Dryden, 302.652.3928||Betty Webb, 302.658.4171||Keitra Winn, 302.224.4060|